Fugu County is located in the northernmost part of Shaanxi Province, is the northern Shaanxi heavy chemical industry base "bridgehead." In recent years, the Fugu County economic indicators year after year, has become the economic development of Shaanxi Province and the country one of the most dynamic. With the rapid economic development of Fugu, a large number of large and medium-sized enterprises emerged. However, due to the defects of financial institution system and capital market and imperfect credit guarantee system, small and medium-sized enterprises in the county are facing the problems of high financing cost and weak financing ability, which restricts the further development of enterprises.
Shaanxi Branch of China Development Bank to assess the situation, timely help, play the development of financial market construction, the advantages of the mechanism to alleviate the financing difficulties faced by SMEs in the county. In 2009 and Fugu County People's Government signed the "SME Loan Cooperation Agreement", opened the CDC strongly support the development of SMEs. Up to now, CDB Shaanxi Branch has supported 65 small and medium-sized enterprises in Fugu County and provided loans of RMB 774 million. It has supported the development of coal transportation, blue carbon, metal magnesium production, tail gas power generation, construction machinery, construction and processing of agricultural products. . There are 30 small and medium enterprises are applying for a loan of 300 million yuan. SMEs in the county in the CDB financial support, the development of good momentum, become an important force in the prosperity of the Fugu economy.
In support of the development of small and medium enterprises in Fugu County, Shaanxi Branch of Fugu County, Fugu County, small and medium enterprises tailored "four for a" commonwealth loan model, that is, Fugu County, state-owned assets operating company financing platform to County security company as a guarantee platform to Fugu County Development Finance Cooperation Office for the management platform, and social disclosure platform to disclose loan information, to create a credit promotion Association for enterprise financing for credit enhancement. It is a new mode of loan financing for small and medium-sized enterprises, which is a combination of financial entities and social credit platform, which combines the advantages of enterprises, social public, government and banks.
The model of innovation, the success of Fugu County to solve some small and medium enterprises financing difficult problem. With the strong support of CDB, the enterprises in Fugu County changed from a single production-oriented entity to a production-oriented industrial enterprise, a management-oriented commercial enterprise, and an agricultural and sideline industry. The small and medium-sized enterprises Medium and large enterprises, and gradually developed into large groups, large companies, the emergence of a number of well-known large group companies inside and outside the province.
In order to better support the development of small and medium enterprises Fugu, CDB Shaanxi Branch in this year to actively promote and promote the security company Fugu County and Shenmu County security company strong alliance, signed a joint guarantee cooperation agreement to achieve a single credit line from the past 10 million yuan to 30 million yuan, to maximize the use of small and medium enterprises to solve the demand for the future